BANK will provide procedures and steps to start business relations.

Airline

Cruise line

Travel agent/Tour Operator/Travel Club

Audio/Video Text

Merchants engaged in outbound telemarketing

Infomercial merchants or inbound telemarketers engaged in up sell

Aggregators  (Third party payment processors)

Timeshares

Investment programs/opportunities

“Get-rich-quick” schemes

Mortgage reduction services

Credit repair/credit protection (including identity theft protection)

Merchants offering free gift, prizes, sweepstakes or contest as an inducement to purchase a product/service

Gambling, including Internet gambling, contests, or sweepstakes

Sports forecasting or odds-making

Merchants offering rebates or special incentives

Extended warranty companies

Internet pharmacies

Internet tobacco/cigarettes

All sexually oriented or pornographic merchants including:

Adult telephone conversations or video text

Adult book/video stores

Modeling agencies

Massage parlors

Topless bars/clubs

Companions/Escort Services/Dating Services

Miscellaneous entertainment (not elsewhere classified)

Collection agencies or firms involved in recovering/collecting past due receivables

Drug paraphernalia

Pseudo-pharmaceuticals (anti-aging pills, sex nutrients, etc.)

Prepaid cards/quasi cash

Quasi Cash

Check cashing/currency exchange/Money transfer service

Auction Houses 

Bail Bondsmen 

Barter Associations 

Business to Business Sales

Dating Services (No Adult) 

Dating Services (Adult)

Diet programs/vitamin sales/herbal remedies-Via MO/TO or Internet 

Discount Buying Clubs/Home Shopping Clubs 

Financial Aid/counseling for Schools/student loans/scholarship search services 

Financial Consultants (Excluding Mortgage/Loan Modification, Foreclosure Protection 

Fortune Tellers (Brick & Mortar) 

Gambling advice/Sports Forecasting or Odds making (unless audio or video text which require Visa Registration) 

General Agents/Brokers 

Charities

Medical Marijuana (only where legaly approved)

Merchants offer rebates or special incentives (ie, Free Gift, prize, sweepstakes or the winning of a contest as an inducement to purchase a product/service). 

Money Services Businesses 

Money Transfer Services

Mortgage/Loan Modification 

Mortgage Reduction Services 

Negative renewal option following a free or low cost purchase 

Non face to face sale of Prescription Drugs 

Replicas-designer name products 

Travel-Outbound Telemarketing (MCC 5962)-including Discount Travel Clubs, membership or Subscriptions to Travel Services or Newsletters where subscribers may select prepackaged trips.